E-Commerce FAQ

Do I have to accept credit cards?
Generally yes, as about 95% of on-line consumer transactions are by credit card. However low volume sites, or sites that are linked to auction sales, may be able to get by using one of the on-line payment services like PayPal. (In fact PayPal offers premier and business accounts, which allow credit cards to be accepted directly from Web sites at very reasonable cost.)

There are other options like on-line checks, or more unconventional methods like reverse SMS using mobile phones, which may be useful for some specialised applications. For most small businesses though, credit cards will be the normal system of payment

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